PRIVACY POLICY

1. Applicable legislation

This Privacy Policy is aligned with applicable Spanish and European legislation, in particular:

• Regulation (EU) 2016/679 (GDPR)
• Spanish Organic Law 3/2018 on Personal Data Protection and guarantee of digital rights (LOPDGDD)
• Spanish Law 34/2002 on Information Society Services and Electronic Commerce (LSSI-CE)

2. Identity of the Data Controller

• Controller: Alejandro Vicente Baños
• Trade name: Trading Life Journal
• Address: Plaza Santa Isabel 3, 4ºA, Murcia, Spain
• Email: info@tradinglifejournal.com
• Website: www.tradinglifejournal.com

The Controller determines the purposes and means of processing the User’s personal data.

3. Personal data collected

Trading Life Journal collects only the data strictly necessary for the proper provision of its services, including:

• First and last name
• Email address
• User login data
• Information related to the purchased subscription or free trial
• PayPal subscription identifier, associated plan, subscription status, and confirmed renewal or access-end dates
• Basic payment information linked to the subscription (date, amount, and currency of the latest confirmed payment), payment incidents, and technical activation/cancellation history
• Indicator of free-trial use to prevent repeated use of the same promotion
• Technical data (IP, browser, device)

No special-category personal data is collected under Article 9 of the GDPR.

4. Purposes of data processing

The User’s personal data will be processed for the following purposes:

• Manage User registration and account creation
• Process and verify payments, free trials, and digital subscriptions
• Grant, maintain, or withdraw premium access according to the confirmed subscription status and access-entitlement date
• Manage renewals, cancellations, payment incidents, and service-related communications
• Verifiably link a PayPal subscription to the corresponding TLJ account and enable assisted recovery of confirmed purchases
• Prevent repeated or abusive use of free-trial promotions
• Respond to enquiries or information requests
• Send informational communications related to the contracted service
• Improve the user experience and operation of the Website

5. Legal basis for processing

The legal bases for processing personal data are:

• The User’s explicit consent
• Performance of a contract (digital subscription)
• Compliance with legal obligations

The User may withdraw consent at any time without affecting the lawfulness of processing carried out before withdrawal.

6. Payments and external platforms

Payments are made through secure external payment platforms (for example, PayPal), therefore Trading Life Journal does not store or have access to the User’s bank or card details.

These platforms act as independent controllers for the data required to process the transaction.

In order to manage access correctly, Trading Life Journal may retain non-financial subscription data provided or confirmed by PayPal, such as the subscription identifier, plan, status, billing or access-end dates, payer identifier/email when needed for account linking, and basic details of the latest payment and incidents. This data does not include the full card number or banking credentials.

7. Data retention

Personal data will be retained:

• For the duration of the contractual relationship, free trial, or subscription, and while the TLJ account remains active where such data is necessary to provide the service
• For as long as necessary to comply with legal, accounting, or tax obligations or to establish/defend legal claims
• Purely technical or operational data that is no longer necessary will be deleted or anonymized according to applicable internal retention periods and legal obligations; an erasure request will not affect data that must be retained by law

8. Recipients of the data

The User’s personal data may be disclosed only to:

• Web hosting and technical service providers
• Payment platforms
• Web analytics and advertising services

Under no circumstances will data be sold or transferred to third parties for unrelated commercial purposes.

9. International data transfers

Some providers may process data outside the European Economic Area, while ensuring an adequate level of protection under the GDPR through Standard Contractual Clauses or other lawful mechanisms.

10. Children’s data

The services offered are intended exclusively for persons over 18 years of age.
Personal data from minors is not knowingly collected.

11. User rights

The User may exercise the following rights at any time:

• Access
• Rectification
• Erasure
• Restriction of processing
• Portability
• Objection

To exercise these rights, the User must send a written request to:

info@tradinglifejournal.com
Subject: “GDPR – www.tradinglifejournal.com”

12. Data security

The Website uses an SSL certificate and applies appropriate technical and organizational security measures to protect personal data against unauthorized access, loss, or alteration.

13. Third-party links

The Website may contain links to third-party websites. Trading Life Journal is not responsible for the privacy policies or content of those sites.

14. Complaints

The User has the right to lodge a complaint with the competent supervisory authority if they believe that the processing of their data infringes applicable law.